Credit Rating Summary

Credit Ratings
As of 1/3/2017

  S&P* Fitch
Synchrony Financial BBB- BBB-
Outlook Stable Stable

* For additional information related to Standard & Poor’s credit ratings of Synchrony Financial, please visit the following link (subscription required):
https://www.globalcreditportal.com/ratingsdirect/showArticlePage.do?
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